The 50/30/20 rule, done for you
Enter your monthly income and BudgetFlow splits it into needs, wants and savings. Adjust the percentages whenever your life changes.
Know exactly what's left to spend this month
BudgetFlow is a mobile-first budget and daily spend tracker. It splits your income with the 50/30/20 rule, tracks every expense as it happens, and tells you whether you're on pace — before the month runs out.
Free plan, no card required. Premium from $5.58 a month with a 14-day free trial.
What you get
Log spending in seconds
Add an expense with an amount and a note. BudgetFlow suggests the category from the note and keeps your daily pace up to date.
See where you stand
A live 'left to spend' figure, category progress, cash-flow charts, spending heatmap and a 0–100 financial score.
Savings goals with real ETAs
Name a goal, set a target, and see the projected completion date plus what to put aside each week.
Alerts that actually help
Get notified at 80% and 100% of a category budget, before bills are due, and a weekly recap of what changed.
Private and offline-ready
Your data is yours alone, protected by an optional PIN or biometric app lock, and the app keeps working without a connection.
Plans
Everything you need to budget is free. Premium adds receipt scanning, AI insights, advanced analytics and unlimited savings goals.
Free
$0
forever
Premium monthly
$6.99
per month
Premium yearly
$66.99
per year
Ready to start?
Set your income, log your first expense, and see your month at a glance in under two minutes.
Create your free account